Since 1991, Actuarial Strategies has distinguished itself in the actuarial profession and insurance industry as a provider of top-notch product development and core actuarial services. Insurers, our primary market segment, have come to Actuarial Strategies to help them design innovative market-focused life and annuity products for a variety of applications, as well as for actuarial guidance and assistance. Legal advisors have come to rely on Actuarial Strategies for top-notch unbiased counsel with respect to the purchase and management of insurance products.
We have consistently been known as an innovator in the product development arena.
For example, we are the industry leader in the area of combination products. These offerings, which combine either life insurance or annuities with long term care, are expected to revolutionize the sale of long term care. Actuarial Strategies offers a comprehensive array of offerings, including core actuarial services such as product design, pricing, and contract development, and other key services, such as market research, underwriting design, market strategy, and training of wholesalers and advisors.
The simplified issue business segment of Actuarial Strategies addresses simplified issue as a business segment that needs to be carefully managed. Our actuaries are intimately familiar with different market applications, whether direct response, final expense, or financial distribution (stockbrokers, banks, planners), and our actuaries and underwriters recognize that the simplified design affects a whole array of issues, including product design and pricing, application and breadth of simplified issue process, experience reporting, claim and fraud units, legal intervention, and field management.
Beyond product creativity, however, we recognize the need to get products designed and implemented properly and quickly. Our technical and tax specifications, policy forms work, and overall interaction with product development teams have consistently led to timely and successful product execution.
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