In business since 1991, Actuarial Strategies, Inc. (ASI) is a full service financial consulting firm specializing in innovative product design and development. ASI offers a wide range of services to Life Insurance and Annuity companies, Distribution companies and Financial Representatives, Third Party Administrators (TPA’s), Litigation Support Services for Law Firms and Insurance Carriers, and insurance analysis for Estate Attorneys, Financial Planners, and their clients. ASI also offers specialty services for state insurance departments and auditing firms.
ASI offers custom tailored solutions by collaborating with our clients on a wide range of needs, such as marketing strategy and execution, financial and actuarial issues, tax guidance, reinsurance design and negotiation, product design and pricing, state filing and compliance, underwriting process design, and litigation support services. For any insurance based need, ASI has the “know how” to help you achieve your goals. We pride ourselves in delivering start to finish solutions that incorporate thorough analysis, financial performance, and marketing and operational support.
Collectively, our team has over 60 years of insurance experience and are recognized industry experts. ASI is the industry leader in Combination Annuity and Long Term Care offerings, an outgrowth of its extensive work and experience since 1996 with Combination Life and Long Term Care products. This market segment has been called a "game changer" by experts, as it serves a huge and growing yet untapped market.
Market Based Product Development:
ASI understands insurance company customers and distributors, and utilizing market research, develops innovative product solutions. Our approach begins with a customer need, and incorporates the processes, product design, marketing, and sales training to win in today’s competitive market. Knowledge of the market drives the product innovation system, ensuring that a good idea is translated into a profitable, sellable, customer solution.
Actuarial Services:
ASI offers a full range of actuarial services across all disciplines, including product development and pricing, financial analysis, valuation, profitability analyses, and state insurance exams. We also can play a lead role in reinsurance design and negotiation and product regulatory filings.
Product Specialties:
We offer a full range of services for Term, Life, Annuities (fixed, variable, fixed index, immediates), Universal Life, Whole Life, as well as illustrations and marketing support. ASI's leadership position in combination Annuity/Long Term Care products and combination Life/Long Term Care Products is unmatched in its service, breadth and depth.
Litigation Support/Expert Witness:
As recognized industry experts, we are often sought out to provide litigation support services and detailed product analysis. This analysis can involve product design, pricing, compliance, and in-force management.
 Insurance Evaluation Service:
Whether you are an estate planning attorney, financial planner, or individual, the right insurance product can make all the difference to your financial plan. Our expertise can help you complete your financial, retirement, or estate plan by choosing the appropriate insurance product to solve an issue.
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As an expert on combination LTC products, ASI has studied this market, and has the product, underwriting, marketing, and financial knowledge to assist in bringing this solution to market.